Section 24

A Section 24 notice is a formal court-related notice used mainly in Scotland when a lender is trying to repossess a mortgaged property under section 24 of the Conveyancing and Feudal Reform (Scotland) Act 1970. It is sent after the lender has applied to the sheriff court for possession. The borrower will usually receive two key documents. An initial writ (the court papers) and a Section 24 notice telling them that repossession proceedings have started and urging them to get legal advice.

A Section 24 notice is not the same as a landlord’s Section 8 or Section 21 notice in England and Wales. It comes from mortgage law, not tenancy law. However, it matters to renters if they are living in a property that is being repossessed. The lender must also notify the local authority so homelessness services can prepare to help anyone who may lose their home