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August vs Latch: which fits your portfolio in 2026?

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August vs Latch:

August vs Latch:

a comparison guide

a comparison guide

A comprehensive comparison to help you choose the right property management platform for your property portfolio.

Choosing between August and Latch comes down to one question. Do you need a platform that handles compliance, rent and tax on a phone today, or a lettings automation tool that will find and sign your next tenant? For self-managing landlords in England and Wales with one to fifteen tenancies who want HMRC-recognised MTD filing, automatic rent matching through a regulated open banking feed, and native apps for themselves and their tenants, August is the stronger fit. For landlords who spend most of their time letting rather than managing, and who want listings, viewings, referencing and e-signatures in one pipeline, Latch covers ground August does not. This guide compares both honestly, with every Latch fact verified against their own published pages on 1 September 2026.

Free for up to 2 tenancies, no credit card required.

The comparison at a glance

Latch facts verified against uselatch.co.uk on 28 August 2026. Latch is a newer entrant and is shipping quickly, so confirm current capabilities with the provider before deciding.

August

August

Latch

Native mobile apps

  • Full functionality desktop web platform

  • Purpose-built iOS and Android apps for Apple and Android phones

  • Web platform only

  • Latch's own site shows "Coming Soon" against both the App Store and Google Play

MTD for Income Tax

  • HMRC-recognised. Quarterly submissions built in, included on every paid plan

  • MTD-ready record keeping. Latch's own MTD page is marked "Coming soon"

Rent reconciliation

  • Open banking feed with automatic payment matching through an FCA-regulated Plaid connection

  • Tenants pay in-app with no fees

  • Bank connectivity through Plaid is live per Latch's subprocessor list.

  • "Bank Reconciliation" is marked "Coming soon" on every paid plan on Latch's own pricing page

Open banking regulation

  • Augur Technologies Limited, trading as August, is an agent of Plaid Financial Ltd, an authorised payment institution regulated by the FCA (FRN 804718)

  • August is shown on Plaid's website

  • Latch lists Plaid Inc. as a sub-processor for UK Open Banking connectivity

  • Latch is not shown on Plaid's website

UK compliance built in

  • Guided checklist covering gas safety, EICR, EPC, Right to Rent and deposit prescribed information, in plain English, with AI suggesting reminders from your documents

  • Compliance tracking with expiry alerts across gas safety, EPC, EICR, deposits and Right to Rent, plus contractor connections for renewals

Nations covered

  • England and Wales

  • Compliance checklist has flexibility to create new items for other nations requirements

  • England, Wales and Scotland tenancy agreement templates

Free tier

  • Free for up to 2 tenancies

  • Free for up to 3 leases, 1 user, 20 documents, 5 reports a month, no AI assistant

Entry paid price

  • £8.99/mo (Growth)

  • £20/mo (Pro), 8 leases, then £1 per extra lease

Price at scale

  • £14.99/mo (Portfolio), £29.99/mo unlimited

  • £40/mo (Enterprise), 50 leases, then £1 per extra lease. Commercial priced on application

Property insights

  • Auto-pulls valuations, council tax bands, EPC ratings and expiry dates

  • EPC lookups

Tenant pipeline

  • Free native tenant app for rent payments, maintenance with photos, messaging and documents

  • Web-based tenant portal and self-service dashboard

Lettings pipeline

  • Not offered

  • e-signatures on 2026 roadmap

  • Listings, viewing bookings, pre-screening, referencing through an integration, and e-signatures

Multi-user and team access

  • Multi-user access on 2026 roadmap

  • Up to 2 users on Pro, 5 on Enterprise, 50 on Commercial

Data portability on exit

  • CSV and Excel export of your data

  • CSV import and export

AI assistance

  • August Intelligence on every plan including free: scans agreements, suggests reminders, answers questions on your own portfolio

  • AI assistant "Matt" on Pro and above, built to take actions such as chasing rent and drafting messages. Not on the free tier

Landlord Vision

UK compliance built in (England and Wales)

  • Compliance management with automatic renewal reminders on all plans

  • No guided checklist

MTD for Income Tax

  • Included on every plan at no extra cost

Rent tracking

  • Bank feeds via open banking on all plans

  • Rent collection by direct debit through a GoCardless integration (confirm transaction fees with Landlord Vision)

Free tier and entry price

  • No free tier

  • Starter £21.97/mo ex VAT for 4 tenancies (currently £7.99/mo ex VAT under a time-limited 60% promotion with a 2-year price guarantee). 2-week free trial

Price at scale

  • Premium £39.97/mo ex VAT (15 tenancies, £1.30 each extra).

  • Enterprise £84.97/mo ex VAT (25 tenancies, £1.50 each extra)

Learning curve

  • Deeper accounting toolkit with a correspondingly steeper learning curve

Mobile

  • Primarily web-based

  • LV's site does not offer native apps at the time of writing

Tenant experience

  • Web-based tenant portal and service desk on Standard plans and above

  • No dedicated tenant app appears to be offered

Accounting depth

  • Full accounting engine with P&L, balance sheet, trial balance, capital gains reporting and accountant read-only access

AI assistance

  • AI task assistant on the Enterprise plan only

Property insights

  • Does not appear to offer automatic property insights

HMO and room-level reporting

  • Supported

Multi-user and team access

  • Unlimited users on all plans (fair usage)

Data portability on exit

  • Spreadsheet extraction from the reporting suite

Pricing: standard rates, promotions and VAT

August starts free for up to 2 tenancies and scales through paid plans from £8.99 to £29.99 per month for unlimited tenancies. Latch is free for up to 3 leases, with Pro at £20 per month covering 8 leases and Enterprise at £40 per month covering 50, each charging £1 per lease beyond the cap.

Two honest points before the table. First, Latch's free tier covers three leases against August's two, so a landlord with exactly three properties who does not need MTD filing or a mobile app gets more for nothing from Latch. That is a real advantage and worth saying plainly. Second, the free tiers are not like for like. Latch's excludes its AI assistant, caps you at 20 documents and 5 reports a month, and does not include bank reconciliation, whereas August Intelligence is included from the free tier.

Tenancies

August

Latch

1 to 2

Free

Free

3

£8.99 (Growth)

Free

8

£14.99 (Portfolio)

£20 (Pro)

15

£14.99 (Portfolio)

£27 (Pro plus 7 extra leases)

25

£29.99 (Portfolio+)

£40 (Enterprise)

Standard monthly rates published on each provider's website as of 28 August 2026. Latch's per-plan prices are as stated on its pricing page. Confirm current rates with Latch directly. Full August pricing is on our pricing page.

Above roughly eight tenancies, August costs less. Below three, Latch's free tier goes further. Between the two, it depends entirely on whether you need MTD filing this tax year.

Where Latch genuinely wins

A comparison you can trust has to say where the other product is better, so here it is plainly.

Lettings pipeline

Latch handles the part of the job August does not touch. Listing creation, viewing bookings, tenant pre-screening, referencing through an integration and digital tenancy agreements all sit inside one workflow.

August begins once a tenancy is in place. If you are re-letting several properties a year and currently stitch together a portal and a referencing provider, Latch consolidates that and August does not yet offer this.

Multi-user access

Latch includes 2 users on Pro, 5 on Enterprise and 50 on Commercial, with an organisations workspace and team permissions built for letting agents managing multiple landlord books. August's multi-user access is being delivered in 2026.

If a partner, an assistant or a colleague needs their own login right now, check where August has got to before you decide.

Scotland

Latch offers tenancy agreement templates for England, Wales and Scotland. August's compliance guidance is built for England and Wales. If your portfolio is Scottish, that difference is decisive and Latch is the better answer.

Budget Management empowers you to take full control of your marketing.

Where August wins

Making Tax Digital, today rather than soon

MTD for Income Tax went live in April 2026 for landlords with qualifying income above £50,000, and the threshold drops to £30,000 in April 2027. August is HMRC-recognised for MTD for Income Tax, with quarterly submissions built into the platform on every paid plan.

Latch keeps MTD-ready digital records, but its own MTD page is marked "Coming soon" and its own comparison page describes direct quarterly submission to HMRC as on the roadmap. If you are mandated this tax year, that is the difference between filing inside your software and filing somewhere else.

August vs Latch: compliance

Rent that reconciles itself

August matches incoming rent to the right tenancy automatically through an open banking connection, and tenants can pay in-app with no fees. August is an agent of Plaid, an authorised payment institution regulated by the Financial Conduct Authority (FRN 804718). Plaid provides regulated account information services through August as its agent. Latch says it connects to banks through Plaid on its subprocessor list. However, on Latch's own pricing page, bank reconciliation is marked "Coming soon" on Pro, Enterprise and Commercial, and is not included on the free tier. Automatic matching is the whole point of a rent feed, so this is worth checking on a trial.

Latch vs. August: mobile app

Mobile, done properly

August ships purpose-built native iOS and Android apps with full feature parity, because most self-managing landlords run their portfolio from a phone rather than a desk. Latch is a web platform: its own site currently shows "Coming Soon" against both the App Store and Google Play. Its site is responsive and works on a phone browser, which is a reasonable substitute for desk work, but there is no app to install, no push notifications and nothing to hand a tenant.

Latch alternative

A tenant app tenants actually use

August includes a free native tenant app for paying rent, reporting maintenance with photos and accessing documents securely. Latch provides a web-based tenant portal and self-service dashboard. For a tenant reporting a leak at eleven at night, the difference between an app they already have and a portal they need to find the login for is the difference between a photo and a phone call.

Rent tracking screen in August showing three rooms: Room 1 upcoming, Room 2 paid, Room 3 unpaid, with tenant avatars.

A tenant app tenants actually use

August includes a free native tenant app for paying rent, reporting maintenance with photos and accessing documents securely. Latch provides a web-based tenant portal and self-service dashboard. For a tenant reporting a leak at eleven at night, the difference between an app they already have and a portal they need to find the login for is the difference between a photo and a phone call.

Rent tracking screen in August showing three rooms: Room 1 upcoming, Room 2 paid, Room 3 unpaid, with tenant avatars.

A tenant app tenants actually use

August includes a free native tenant app for paying rent, reporting maintenance with photos and accessing documents securely. Latch provides a web-based tenant portal and self-service dashboard. For a tenant reporting a leak at eleven at night, the difference between an app they already have and a portal they need to find the login for is the difference between a photo and a phone call.

Rent tracking screen in August showing three rooms: Room 1 upcoming, Room 2 paid, Room 3 unpaid, with tenant avatars.

Compliance that guides rather than reminds

Both products track compliance certificates and send expiry alerts, and Latch does this well. August goes further with a guided checklist that explains what each requirement is, why it applies and what to do next, covering gas safety, EICR, EPC, Right to Rent and deposit prescribed information in plain English, with August Intelligence suggesting reminders straight from your uploaded documents. August also auto-pulls valuations, council tax bands and EPC ratings so the record fills itself in.

AI on every plan, including free

August Intelligence is included from the free tier. It scans tenancy agreements, suggests reminders and answers questions about your own portfolio. Latch's assistant, Matt, is built to take actions rather than just answer, which is a genuinely different and interesting approach, but it is not available on the free tier and weekly usage is capped by plan.

Switching: the three questions that matter

How hard is migration?

With August you add your properties and tenancies, connect your bank, and open banking backfills rent history so the current tax year arrives with you. Most landlords are set up in under five minutes. If you are coming from Latch, export your data to CSV first.

Am I locked in? 

No, in either direction. August exports your data to CSV and Excel whenever you want it, and Latch offers CSV import and export. Choosing either does not trap you.

Can I trust the smaller product? 

Both of us are smaller than the incumbents, so judge us on the same evidence. August is used by more than 3,000 UK landlords and tenants, is HMRC-recognised for MTD for Income Tax, and runs its rent feed through an FCA-regulated Plaid connection as an agent of Plaid Financial Ltd. USELATCH LTD was incorporated in February 2026. Neither of us should ask you to take our word for it. Start free with both and judge them on your own portfolio before paying anything.

The verdict

Choose August if you self-manage between one and fifteen tenancies in England or Wales, you are mandated for Making Tax Digital this tax year or next, you want rent matched automatically through a regulated open banking feed, and you want native apps for yourself and your tenants. Choose Latch if your work is mostly letting rather than managing, if your properties are in Scotland or if you have exactly three properties or no MTD obligation.

August is not the right tool for landlords who need a full lettings pipeline, who manage Scottish tenancies, or who need team access before ours has landed. Latch serves those landlords better today. If you are mandated for MTD and want to file inside your software this year, August is the safer choice on the evidence available at the time of writing.

Cross-shopping the lighter bookkeeping tools as well? See how August compares with Coho or August compares with Landlord Studio. If deep accounting is the deciding factor, our comparison of August and Hammock covers the other finance-first option. And if you are evaluating a broader range of tools, our guide to the best property management software for UK landlords covers the leading options side by side.

Start for free. Free for up to 2 tenancies, no credit card required.

Frequently asked questions

What is the difference between August and Latch? 

August is a mobile-first and web platform for self-managing landlords in England and Wales, combining guided compliance, open banking rent matching, a free tenant app, AI on every plan and HMRC-recognised MTD filing, with a free tier for up to 2 tenancies. Latch, at uselatch.co.uk, is a web-based AI-first platform covering the full lettings pipeline from listing through referencing to e-signature, with a free tier for up to 3 leases. Facts verified 28 August 2026.

Does Latch have a mobile app? 

Not at the time of writing. Latch's own website shows "Coming Soon" against both the App Store and Google Play, and no Latch landlord app is listed on either UK store. Its web platform is responsive and works in a phone browser. August offers native iOS and Android apps for landlords and a separate free native app for tenants.

Is Latch HMRC-recognised for Making Tax Digital? 

Not at the time of writing, as far as we can establish. Latch's own MTD feature page is marked "Coming soon" and its own comparison page describes direct quarterly submission to HMRC as on the roadmap. It does keep MTD-ready digital records. August is HMRC-recognised for MTD for Income Tax with submissions built in on every paid plan. Check HMRC's software finder on GOV.UK for the current position on any provider, and note that the finder now lists products still in development alongside those available today.

Does Latch have open banking and automatic rent reconciliation? 

Latch lists Plaid as a sub-processor for UK open banking connectivity, so bank linking is available. Automatic bank reconciliation is a separate matter. On Latch's own pricing page it is marked "Coming soon" on the Pro, Enterprise and Commercial plans and is not included on the free tier. August matches incoming rent to the right tenancy automatically through its open banking feed, operating as an agent of Plaid Financial Ltd, an authorised payment institution regulated by the FCA (FRN 804718).

How does August's pricing compare to Latch's? 

August is free for up to 2 tenancies, with paid plans from £8.99 to £29.99 per month for unlimited tenancies. Latch is free for up to 3 leases, with Pro at £20 per month for 8 leases and Enterprise at £40 per month for 50, plus £1 per lease beyond each cap. Latch's free tier is more generous below three properties. Above roughly eight, August costs less. Prices verified 28 August 2026; confirm current rates with each provider.

Which is better for finding and signing new tenants? 

Latch. It offers listing creation, viewing bookings, tenant pre-screening, referencing through an integration and e-signatures in one pipeline. August does not offer a lettings pipeline and begins once a tenancy is in place, so landlords who re-let frequently are better served by Latch on this specific job.

About this comparison: August publishes this page and we have a commercial interest in you choosing August. To keep it useful, we verify every Latch fact against their published pricing and plans and say plainly where they win. Competitor facts last verified 1 September 2026. Last reviewed 1 September 2026.

August forest green background

Your portfolio deserves better than a spreadsheet.

Join 3,000+ UK Landlords and Tenants who track compliance, collect rent, and manage all their properties from one dashboard.

No credit card required · Free for up to 2 tenancies · No commitment

August forest green background

Your portfolio deserves better than a spreadsheet.

Join 3,000+ UK Landlords and Tenants who track compliance, collect rent, and manage all their properties from one dashboard.

No credit card required · Free for up to 2 tenancies · No commitment

August forest green background

Your portfolio deserves better than a spreadsheet.

Join 3,000+ UK Landlords and Tenants who track compliance, collect rent, and manage all their properties from one dashboard.

No credit card required · Free for up to 2 tenancies · No commitment