The best furniture packages for UK landlords and HMOs in 2026

The best furniture package for a landlord is one that arrives assembled, carries a fire label on every upholstered item and mattress, and is priced per room so it scales to an HMO. David Phillips is the largest supplier in the sector and the default for portfolios and build-to-rent; Fusion Furniture Solutions offers tiered Bronze, Silver and Gold HMO packages with bulk pricing; Roomservice by CORT rents rather than sells, which suits a landlord testing a furnished let; and the specialist HMO suppliers, Landlord Furniture Co, HMO Furniture, Landlord Furniture Packages and Featherington Interiors, publish per-room prices from about £650 plus VAT. A complete four-bedroom HMO package runs from about £2,200 for a basic set to £4,800 for a premium one, installed. This guide compares eight suppliers on price, compliance, delivery and installation, rental options and HMO suitability, with facts checked on 5 September 2026.

Whether to furnish at all is the prior question, answered in furnished or unfurnished; this article assumes you are furnishing.

Which supplier suits which landlord

What a compliant package must contain

Every upholstered item and mattress must carry a permanent fire label under the Furniture and Furnishings (Fire) (Safety) Regulations 1988 as amended (legislation.gov.uk), which apply to furniture supplied in the course of a lettings business, so second-hand items without labels cannot be used. A package supplier's whole business rests on this, which is the main reason to buy a package rather than assemble one from marketplaces. Beyond compliance, a standard bedroom pack is a bed frame and mattress, wardrobe, chest of drawers, bedside table and, for HMOs, a desk and chair; a communal pack is a sofa, coffee table, dining table and chairs. Check that the quote includes delivery, assembly, placement and packaging removal, because the suppliers that quote lowest often exclude one of them.

What we compared

We assessed each supplier on published price per room and per property, fire-safety compliance as standard, delivery and installation inclusion, HMO-specific packs, rental or finance options, national coverage and lead time.

The eight suppliers compared

Prices as published on 5 September 2026; most suppliers quote per property, so use the per-room figures as a benchmark. Log each item's purchase date and cost in August's expense tracking so the replacement relief claim is ready when it wears out.

1. David Phillips: best for portfolios, BTR and HMOs

David Phillips has furnished rental property since 1998 and is the largest supplier in the sector, working across build-to-rent, student, serviced apartments, retirement living and private landlords, with an interior design service, ready-made packages sold online, free delivery and installation, and Klarna instalments. It is the supplier to call when the job is a block, and it is competitive for a single HMO if you buy a ready-made pack.

2. Fusion Furniture Solutions: best for HMO and student at scale

Fusion supplies HMO, student, social housing and buy-to-let packages in Bronze, Silver and Gold tiers with bulk pricing, delivery, assembly, placement and packaging removal, and old-furniture disposal. Its reviews come from HMO landlords and housing managers, which is the right signal for durability.

3. Roomservice by CORT: best for renting rather than buying

Roomservice by CORT, owned by the world's largest furniture rental company, delivers and places a full package within about a week of signing, charges monthly and collects everything at the end of the tenancy. It suits a landlord unsure whether the furnished model will hold in their market, a short-term let, or a property being dressed to let. Over several years it costs more than buying.

4. Featherington Interiors: best mid-market HMO packs

Featherington publishes HMO packs from £647 plus VAT per room, finance options and a detailed buying guide, and installs nationally. It is the clearest published pricing among the specialists.

5. Landlord Furniture Co: best for design-led rooms

Landlord Furniture Co sells per-room HMO and landlord packs in coordinated colour schemes, which matters in a competitive room-let market where photographs win the viewing.

6. HMO Furniture: best budget option

HMO Furniture sells per-room and whole-house packs for HMOs and student lets with free UK delivery, at the budget end of the specialist market.

7. Landlord Furniture Packages: best for London

Landlord Furniture Packages focuses on London, with student, HMO and landlord packs including free delivery and installation.

8. Furnish My Property: best for HMO and serviced accommodation

Furnish My Property specialises in furnishing and staging HMOs and serviced accommodation, which suits a landlord running both models.

What a furniture package costs

Expect £650 to £1,000 plus VAT per bedroom for a compliant, installed pack at the specialists, and £2,200 to £4,800 for a complete four-bedroom HMO including communal areas. Renting runs at roughly £60 to £120 a month per bedroom, which breaks even against buying within two to three years. An HMO conversion is where most landlords first buy a package; see converting a property to an HMO.

Buy or rent

Buy if the furnished model is proven in your area and you expect to hold the property for more than three years. Rent if you are testing furnished against unfurnished, running a short-term or corporate let, or dressing a property to sell or let. Rental has one further advantage: the supplier replaces broken items as part of the contract, which removes the between-tenancy scramble.

How furniture is treated for tax

Furniture bought for a let is not deductible on purchase; replacements are, under replacement of domestic items relief, which allows the cost of a like-for-like replacement (net of any proceeds from the old item) against rental income. The full list of what is and is not deductible is in allowable expenses for landlords, and rental furniture payments are a revenue expense in full. Estimate the replacement cycle with the wear and tear calculator.

From working with landlords across the UK who run furnished lets, the tax mistake we see most often is the first purchase claimed as an expense; the second most common is the replacement not claimed at all because nobody recorded what the original cost.

Protecting the investment

Photograph and list every item with its condition at check-in; see the best inventory services for landlords. Deductions at check-out turn on fair wear and tear, and a furnished let generates more of both than an unfurnished one. Keep the supplier's invoice and fire-label documentation against the property in August's documents feature; a council HMO inspection will ask for it.

Frequently asked questions

Who supplies the best landlord furniture packages?

David Phillips for portfolios and build-to-rent, Fusion for HMOs at scale, Featherington, Landlord Furniture Co and HMO Furniture for per-room HMO packs, and Roomservice by CORT if you would rather rent than buy.

How much does a furniture package cost?

£650 to £1,000 plus VAT per bedroom installed, or £2,200 to £4,800 for a four-bedroom HMO. Renting costs about £60 to £120 a month per bedroom.

Does rental furniture need fire labels?

Yes. Every upholstered item and mattress supplied in a let must carry a permanent label under the 1988 regulations, which rules out unlabelled second-hand furniture.

Do I need August to run a furnished let?

No. You need compliant furniture, an inventory and a record of what each item cost. August holds the invoices and inventory against the property and records the replacement relief claim. You can start for free.

This article is general information, not tax advice. Supplier prices change; confirm before ordering.